What do I need in order to qualify for a loan?

Applying for a loan at Checkmate is easy. All you need in order to qualify is a checking account and recent statement, a working telephone number and a verifiable source of income. At Checkmate there are no lengthy credit checks, your loan is approved and processed in minutes. You walk in to fast, friendly service and walk out with cash!

Payday loans can solve consumers' short-term cash flow problems.

Payday Loans are designed to meet temporary, short-term cash flow needs. As an analogy: While you would not choose to take a taxi from Wisconsin to South Carolina, it is common to take a taxi for a short distance such as from your hotel to a nearby restaurant. Similarly, you would not choose a payday loan to finance a large purchase over a year's time, but you may choose one to meet a temporary cash shortfall until your next payday.

Payday loans are a convenient alternative for short term financial assistance.

Financial plans can be disrupted by unexpected expenses that occur between paydays. A payday loan is a convenient alternative to pawning personal property, borrowing money from family and friends, or bouncing checks. Consumers also use payday loans to avoid late-payment penalties and tarnished credit ratings. Ideally, individuals have money saved from each paycheck to prepare for financial shortfalls or unexpected expenses. Realistically, many people have a periodic need for convenient, short-term financial assistance. When used responsibly, payday loans are a good choice.

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